Bank and grocery trip took five hours, traffic was hell.  It was about 5pm, hadn’t eaten since 6:30am, 85°F and traffic stop and creep.  Crap on the radio, I was tweaking the radio looking for something better still trying to get home from groceries.  Traffic stopped, I didn’t.  Rear-ended an Audi, probably doing about 5mph.  No visible damage on the Audi except dirt on the bumper, but the Audi’s bumper went over the top of mine and mashed my grill and the piece that is between the hood and the grill, and bent a support member behind that had been previously bent when my wife ran the car into a truck.  I don’t have collision given that it’s a 15 year old car.  Already funds are tight, not what I needed.